FSA offers assistance programs for Ohio farm operations impacted by drought

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The Secretary of the United States Department of Agriculture (USDA) issued two natural disaster designations (Aug. 30 and Sept. 3) which designated 23 counties as primary disaster counties with an additional 16 counties classified as contiguous. According to the U.S. Drought Monitor, these counties suffered from a drought intensity value during the growing season of 1) D2 Drought-Severe for eight or more consecutive weeks or 2) D3 Drought-Extreme or D4 Drought-Exceptional. The following are the counties which have been designated as of September 3.

Clinton County is a Contiguous eligible county in Ohio.

These designations allow the USDA Farm Service Agency (FSA) to extend assistance to agricultural producers through a variety of programs. These programs are available to both new and existing users of FSA services. Please note that each program has eligibility requirements and payment limitations.

Below are short descriptions for each of the drought assistance programs:

Emergency Loan Program: This program provides emergency loan assistance to farm operators. These loans can be used to meet various recovery needs including the replacement of essential items such as equipment or livestock, reorganization of a farming operation, or to refinance certain debts. For production losses, a 30% reduction is required to be eligible. Losses to quality may also be eligible for assistance. Producers can borrow up to 100 percent of actual production or physical losses to a maximum amount of $500,000. The deadline for producers in designated primary and contiguous counties to apply for loans is between April 21 -28, 2025 depending on the county. Complete details about ELP can be found at: https://www.fsa.usda.gov/Assets/USDA-FSA-Public/usdafiles/FactSheets/2019/emergency-loan-program.pdf

Disaster Set-Aside Program (DSA): This program allows FSA borrowers to set aside of one payment due to qualified disaster. Each payment set-aside must be repaid prior to the final maturity of the note. Any principal set-aside will continue to accrue interest until it is repaid. The borrower must be current or not more than 90 days past due on any FSA loan when the application is completed. Borrowers have eight months from date of the disaster designation to apply. More details about the DSA program can be found at: https://www.fsa.usda.gov/Assets/USDA-FSA-Public/usdafiles/FactSheets/2019/disaster-set-aside-program-factsheet-19.pdf

Noninsured Disaster Assistance Program (NAP): This program provides financial assistance to producers of non-insurable crops that have lower yields or crop losses due to natural disasters such as drought. Eligible crops must be commercially produced agricultural commodities for which crop insurance is not available. Such crops include (but are not limited to): crops grown for food; crops planted and grown for livestock consumption, such as grain and forage crops; specialty crops, such as honey and maple sap; value loss crops, such as aquaculture, Christmas trees, and ornamental nursery and turf-grass sod. Eligible producers must have purchased NAP coverage for the current crop year. NAP payments are limited to $125,000 per crop year, per individual or entity for crops with basic coverage. Any NAP payments received with additional (buy-up) coverage is to $300,000.

Conservation Reserve Program (CRP) Haying and Grazing: FSA permits emergency haying and grazing on certain CRP practices in a county designated as D2 or higher on the U.S. Drought Monitor, or in a county where there is at least a 40% loss in forage production. It should be noted that before haying and grazing, producers should contact their FSA office to determine if the county remains eligible and to obtain a modified conservation plan. After a county is approved for emergency haying and grazing, conditions are reviewed monthly to determine whether continuing the emergency activities is warranted. To date, 31 counties in Ohio are eligible.

Livestock Forage Disaster Program (LFP): This program provides compensation to eligible livestock producers who have suffered grazing losses due to drought on land that is native or improved pastureland with permanent vegetative cover or that is reported on the FSA-578 with initial intended use of grazing. This program looks at acreage and intended use directly from the producer certified FSA-578 form. This program also provides compensation for eligible livestock. Eligible livestock must be animals that receive the majority of their net energy requirement of nutrition via grazing. Covered livestock include beef cattle, dairy cattle, deer, equine, goats, llamas, and sheep. The 2018 Farm Bill established a maximum annual per person and legal entity payment limitation for LFP of $125,000. More details about the LFP program can be found at: https://www.fsa.usda.gov/programs-and-services/disaster-assistance-program/livestock-forage/index

Emergency Assistance for Livestock, Honeybees, and Farm-Raised Fish (ELAP): This program provides emergency assistance to eligible producers of livestock, honeybees, and farm-raised fish for losses due to disease, or adverse weather not covered by the Livestock Forage Disaster Program and the Livestock Indemnity Program. Assistance is provided for losses resulting from the cost of transporting water to livestock and hauling livestock to forage or other grazing acres due to a qualifying drought. For commercial bee producers, ELAP provides for additional feed purchased to sustain honeybees during drought conditions when natural feed is not available. ELAP also assists farm-raised fish operations for excess mortality and excessive feed requirements due to eligible weather conditions.

Emergency Conservation Program (ECP): This program provides funding and technical assistance for farmers and ranchers to restore farmland damaged by natural disasters and for emergency water conservation measures in severe droughts. Specific assistance can be sought for providing emergency water during periods of severe drought to grazing and confined livestock or through existing irrigation systems for orchards and vineyards. Additional details about ECP program can be found at: https://www.fsa.usda.gov/Assets/USDA-FSA-Public/usdafiles/FactSheets/emergency-conservation-program-ecp-fact_sheet.pdf

There are more programs available through the FSA office than listed above. Make sure to contact the Clinton County FSA office to discuss which programs you may be eligible for.

David Marrison is the OSU Extension Field Specialist – Farm Management, and Aaron Wilson is the OSU Extension Ag Weather and Climate Field Specialist.

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